Thursday, August 8, 2013

New house

So happy to have a house to raise my kids in :)

Wow, it has been two years since I last logged into blogger.  It has been a whirlwind to say the least.  My family and I moved to three different homes in this time.  The third home is hopefully our forever home.  We bought our first house in January, 2013.  What a stressful time escrow is!!  My husband is active duty Coast Guard.  With that we used the VA mortgage loan.  Basically with the VA loan we did not have to come up with a down payment.  There is a 2% funding fee to use the VA.  ....and oh boy is the underwriter just as scrutinizing as any other regular lender.  ....and they really should be this strict with giving out mortgages.  We are so happy it all worked out and love our 3.2% interest rate locked in for 30 years.  You see for fifteen years we lived in Coast Guard owned housing or rented small condos.  We have our first backyard and a real unattached house!
My posts will now be a little more about the progress on our house and yard.


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